Effective date: April 23, 2026
Please read these Terms of Service (“Terms”) carefully before using settleguru.com operated by Settleguru (“we”, “us”, or “our”).
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, do not use our Service.
Educational Content — Not Professional Advice
Settleguru provides educational content about international relocation, visas, taxes, and expat life. Nothing on this site constitutes legal, tax, financial, or immigration advice.
For advice specific to your situation, consult qualified professionals:
- Licensed immigration lawyers for visa applications
- Certified Public Accountants (CPAs) who specialize in expat tax for U.S. tax matters
- Licensed financial advisors for investment decisions
- Local attorneys for foreign legal matters
We make reasonable efforts to keep information accurate and up-to-date, but immigration and tax laws change frequently. Always verify current rules with official government sources and licensed professionals before making decisions.
No Warranty
The Service is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that:
- The information will be accurate, complete, or current
- The Service will be uninterrupted or error-free
- Results obtained from using the Service will meet your expectations
Limitation of Liability
To the maximum extent permitted by law, Settleguru, its founders, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
- Your use or inability to use the Service
- Actions you take based on information on the Service
- Errors or omissions in content
- Decisions made in reliance on content from third-party links or affiliates
Affiliate Relationships
Settleguru participates in affiliate programs. When you click certain links and make a purchase or sign up for a service, we may earn a commission at no additional cost to you. We only recommend products and services we believe are valuable to our readers.
Specific affiliate relationships are disclosed on individual articles where relevant. See our full Affiliate Disclosure.
Intellectual Property
All content on settleguru.com — including articles, images, logos, and design — is owned by Settleguru or licensed to us. You may:
- Read and share links to our articles
- Quote brief excerpts with attribution and a link back to the original
You may not:
- Republish, copy, or redistribute our content without written permission
- Use our content for commercial purposes without a license
- Remove copyright notices or attributions
User Contributions
If you submit comments, questions, or content (e.g., via contact forms, newsletters, or comments), you grant Settleguru a non-exclusive, royalty-free, worldwide license to use that content for editorial and marketing purposes. We reserve the right to edit, refuse, or remove user contributions at our discretion.
Third-Party Services
Our Service integrates with or links to third-party services (Mailjet, Google, affiliate partners, etc.). Your interactions with those services are governed by their respective terms and privacy policies.
Prohibited Uses
You agree not to:
- Use the Service for any unlawful purpose
- Attempt to gain unauthorized access to the Service or its systems
- Scrape, harvest, or extract data via automated means
- Impersonate another person or entity
- Transmit malware or harmful code
Termination
We may terminate or suspend access to our Service immediately, without prior notice, for any violation of these Terms.
Governing Law
These Terms are governed by the laws of Spain, where Settleguru is based. Any disputes shall be resolved in the courts of Spain.
Changes to These Terms
We reserve the right to modify these Terms at any time. Material changes will be announced on this page and via email to newsletter subscribers. Your continued use of the Service after changes constitutes acceptance.
Contact
Questions about these Terms? Contact us at hello@settleguru.com or via our Contact page.